20 Things People do not Know about PIP Benefits

Last Updat­ed on April 15, 2023 by acci­dents

20 things peo­ple do not know about PIP ben­e­fits

Top 20 things People do not Know about PIP Benefits

  1. PIP stands for Per­son­al Injury Pro­tec­tion.
  2. PIP is a type of insur­ance that pays for med­ical expens­es, lost wages, and oth­er expens­es relat­ed to a car acci­dent.
  3. PIP is required in some states, but not all.
  4. PIP ben­e­fits are paid out by your own insur­ance com­pa­ny, not the oth­er dri­ver’s insur­ance com­pa­ny.
  5. You can file a PIP claim even if you are not at fault for the acci­dent.
  6. You do not have to wait for a set­tle­ment from the oth­er dri­ver’s insur­ance com­pa­ny to file a PIP claim.
  7. PIP ben­e­fits are avail­able to any­one who is injured in a car acci­dent, regard­less of their age or health.
  8. PIP ben­e­fits can be used to pay for med­ical expens­es, such as doc­tor’s vis­its, hos­pi­tal stays, and pre­scrip­tion drugs.
  9. PIP ben­e­fits can also be used to pay for lost wages, if you are unable to work due to your injuries.
  10. PIP ben­e­fits can also be used to pay for oth­er expens­es relat­ed to your injuries, such as trans­porta­tion, child care, and home­mak­ing.
  11. The amount of PIP ben­e­fits you receive will vary depend­ing on the state you live in and the sever­i­ty of your injuries.
  12. You may have to pay a deductible or copay­ment for PIP ben­e­fits.
  13. PIP ben­e­fits are not avail­able for prop­er­ty dam­age, such as dam­age to your car.
  14. You have a cer­tain amount of time to file a PIP claim, usu­al­ly two years.
  15. If you do not file your claim with­in the time lim­it, you may not be able to receive ben­e­fits.
  16. You can file a PIP claim your­self, or you can hire an attor­ney to help you.
  17. If you are denied PIP ben­e­fits, you can appeal the deci­sion.
  18. You may be able to receive addi­tion­al ben­e­fits, such as pain and suf­fer­ing, if you file a law­suit against the oth­er dri­ver.
  19. You should con­tact your insur­ance com­pa­ny as soon as pos­si­ble after a car acci­dent to file a PIP claim.
  20. You should also con­tact an attor­ney to dis­cuss your legal options.